These Terms and Conditions govern your use of the teammartinmortgage.com website ("the Site"). By accessing and using the Site, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these Terms and Conditions, you must not use the Site.

1. General Information

The information provided on the Site is for general informational purposes only and is not intended as financial, legal, or professional advice. Users should consult with a qualified professional before making any decisions based on the information provided on the Site.

2. Privacy Policy

Our Privacy Policy outlines how we collect, use, and protect your personal information when you visit the Site or interact with us through email or other communication channels. By using the Site, you agree to the collection and use of your personal information as described in our Privacy Policy. We encourage you to review our Privacy Policy regularly to stay informed about our privacy practices.

3. Copyright and Trademark Information

All content on the Site, including but not limited to text, graphics, logos, images, and software, is the property of teammartinmortgage.com or its content suppliers and is protected by copyright, trademark, and other intellectual property laws. The compilation of all content on the Site is the exclusive property of teammartinmortgage.com and is protected by copyright law.

You may not reproduce, distribute, modify, or create derivative works from the Site's content without the prior written consent of teammartinmortgage.com or the respective copyright holder. Unauthorized use of the Site's content may violate copyright, trademark, and other intellectual property laws.

4. Disclaimers

The information provided on the Site is for general informational purposes only and is not intended to be financial, legal, or professional advice. While we strive to provide accurate and up-to-date information, we make no warranties or representations regarding the accuracy, reliability, or completeness of the content on the Site.

Teammartinmortgage.com does not endorse or guarantee the accuracy, reliability, or completeness of any third-party information or resources provided on or linked to from the Site. Your use of any third-party information or resources is at your own risk.

5. Licenses and Disclosures

Ryan Martin and Diane Walker are licensed mortgage loan originators in the State of Washington. Ryan Martin's NMLS number is 404824, and Diane Walker's NMLS number is 404246.

6. Governing Law and Jurisdiction

These Terms and Conditions, as well as any disputes arising from the use of the Site, shall be governed by and construed in accordance with the laws of the State of Washington, without regard to its conflict of law provisions. Any legal action or proceeding related to the Site shall be brought exclusively in a federal or state court of competent jurisdiction sitting in Washington.

7. Compliance with Laws

Users of the Site agree to comply with all applicable local, state, national, and international laws, rules, and regulations.

8. Limitation of Liability

To the maximum extent permitted by law, teammartinmortgage.com and its affiliates, partners, officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Site.

9. Indemnification

You agree to defend, indemnify, and hold harmless teammartinmortgage.com and its affiliates, partners, officers, directors, employees, and agents from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney's fees) arising from your use of and access to the Site or your violation of these Terms and Conditions.

10. Modifications and Interruptions to Service

Teammartinmortgage.com reserves the right to modify or discontinue the Site, or any part thereof, with or without notice, at any time. Teammartinmortgage.com shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Site or any services offered through the Site.

11. Severability

If any provision of these Terms and Conditions is found to be invalid, unlawful, or unenforceable by a court of competent jurisdiction, such provision shall be deemed severable from these Terms and Conditions and shall not affect the validity and enforceability of the remaining provisions.

12. Waiver

No waiver of any provision of these Terms and Conditions shall be deemed a further or continuing waiver of such provision or any other provision, and teammartinmortgage.com’s failure to assert any right or provision under these Terms and Conditions shall not constitute a waiver of such right or provision.

13. Entire Agreement

These Terms and Conditions, along with the Privacy Policy, constitute the entire agreement between you and teammartinmortgage.com concerning your use of the Site and supersede any prior agreements, understandings, or representations between you and teammartinmortgage.com with respect to the subject matter hereof.